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Tipping may be commonplace in the United States, but the amount and timing of tipping can vary widely depending on where you live, your income, and even your age. We conducted several studies to determine the average tipping percentage and how people feel about tipping in different scenarios. Finally, we detailed how you can maximize the benefits you earn with tips by paying with the right credit card. Let’s take a look.
Main findings
- The average tip in America is about 18%.
- The highest tipping state is California at about 23%. The minimum tip in Illinois averages about 14%.
- Americans tend to tip more money during the holidays. The average holiday tip is around 20%.
- However, many Americans experience fall fatigue. About 63% of Americans say too many places ask for tips, and about 48% say they’re tired of being tipped.
How much do people tip? The average percentage of tips in the United States
Within the United States, tipping averages vary widely, especially when broken down by state. Overall, people leave an average of 18% as a tip.
Tip statistics by state
With nearly a 10 percentage point difference between the highest and lowest tipping states, it’s no wonder people feel squeezed when dining out. This is especially true in states with top tipping rates, such as California, Missouri, Florida, and Arizona.
Average tips by income level
As you might expect, the average percentage that people tip is directly related to their income. The person who earns the most also provides the highest tips.
Average tip by education level
Examining tip averages based on education level yields some surprising results. Depending on their education, the best tipsters are those with an associate’s degree. People with PhDs, on the other hand, are just your average tipster. Maybe all the jokes about academia eating ramen are justified after all.
- National average: 18%.
- Less than high school graduate: 14%.
- High school diploma or equivalent degree (GED, etc.): 16%.
- Attended university but no degree: 17%.
- Associate’s degree: 20%.
- Bachelor’s degree: 19%.
- Graduate degree: 17%.
- Doctoral degree (Ph.D., Ed.D., etc.): 18%.
- None of the above: 15%.
Average tip by age
Millennials may not be that old, but they rank at the top when it comes to tipping. Compare this to the Silent Generation, defined for survey purposes as respondents age 78 and older who tip the least overall.
Average tips by gender
We also looked at the breakdown of tips by gender. The numbers aren’t much different here, but tips for men overall are slightly higher than the national average.
- National average tip: 18%.
- Male respondents: 19%.
- Non-binary respondents: 18%.
- Female respondents: 17%.
What people are reporting about snitching
We’ve probably all been furious at automated cashiers who ask for a tip even though we haven’t received any service. Many people feel frustrated and guilty when tipping. Perhaps that’s why almost half of the people we asked said they had tipped or tipped more because of guilt. Here’s what they had to say:
Have you ever felt guilty about tipping or tipped higher than usual?
- Yes: 40%.
- No: 46%.
- I don’t know: 14%.
To what extent do you agree with the following statement: “I feel social pressure to tip more”?
- Strongly agree: 27%.
- Somewhat agree: 40%.
- Neither agree nor disagree: 17%.
- Somewhat disagree: 9%.
- Strongly disagree: 7%.
Are Americans tired of tipping?
Fatigue from falls is real. More than half of the people we surveyed said that too many places ask for tips, and 48% reported that they’re completely tired of being asked to tip. And because requests for tips pop up everywhere, even when it seems unjustified based on service (or lack thereof), about one-third of Americans say that in some cases, tipping is really appropriate. Reports that they are confused about whether or not.
Earn Rewards With Your Dining Credit Card
You may end up tipping more than in the past (and in more places), but you can regain the edge by earning rewards while doing so. This is especially true when it comes to tips at restaurants.
If you love eating out, you’ll be happy to know that our pick of the best dining credit cards can earn you great rewards at restaurants, including tips. This includes those that allow you to earn cash back, as well as those that allow you to earn points and miles that can be redeemed in a variety of ways.
One of the best cards on offer is American Express® Gold Card (Terms apply, rates and fees apply), Earn 4 Membership Rewards points per dollar spent at restaurants, plus 4 points per dollar spent at U.S. supermarkets with takeout and delivery in the U.S. (1 point on up to $25,000 in purchases per calendar year, then 1 point after that), 3 points per dollar spent on flights booked directly through the airline or American Express Travel, and all other eligible purchases is worth 1 point per dollar.
The benefits you earn with Amex Gold are flexible American Express Membership Rewards® points that can be transferred to nearly 20 airline and hotel partners or used to book award flights and stays.
This card’s earning structure pairs well with up to $120 in annual meal statement credits (registration required) at participating partners and up to $120 in Uber Cash per year at participating partners, which can be redeemed with Uber Eats (U.S. For purchases, it also applies to your card). must be added to your Uber account to receive benefits). All in all, it’s a smart move to accumulate points from the money you’re already spending on dining out.
However, if you’re concerned about Amex Gold’s $250 annual fee, there’s also the option of a no-annual-fee dining points card. for example, US Bank Altitude® Go Visa Signature® Card
*
US Bank Altitude® Go Visa Signature® card information was collected independently by Blueprint. The card details on this page have not been verified or provided by the card issuer.
$0 annual fee, 4 points per dollar spent on dine-in, takeout and restaurant delivery, 2 points per dollar spent on grocery stores, grocery delivery, gas stations and streaming services, and all other eligible purchases. Earn 1 point per dollar spent.
So if you’re a foodie and aren’t using a card that gives you rewards on restaurant dining, takeout, and orders, you’re leaving money on the table, both for the cost of the meal and for the amount you set. Become. Give a tip.
Looking for the best card for your financial situation? Check out our list of the best credit cards to get started.
methodology
USA TODAY Blueprint’s Financial Services team conducted two surveys of 7,000 American adults in September 2023 to determine public opinion on tipping for services and how Americans think about tipping for goods and services in 2023. I rated it. Conducted by OnePoll, a member of the Market Research Society (MRS) and American Association for Public Opinion Research (AAPOR), from the 8th to September 25th. For more information on the research methodology, please see below.
State-by-state survey of tipping habits
The online survey of 5,000 Americans (100 per state) was commissioned by USA TODAY Blueprint and conducted by market research firm OnePoll in accordance with the Market Research Society’s Code of Conduct. Data was collected from September 11, 2023 to September 25, 2023. The margin of error is +/-1.4 points with 95% confidence. The survey was conducted in partnership with market research company OnePoll.
Chip sentiment survey
The online survey of 2,000 ordinary Americans was commissioned by USA TODAY Blueprint and conducted by market research firm OnePoll in accordance with the Market Research Society’s Code of Conduct. Data was collected from September 8th to September 11th, 2023. The margin of error is +/-2.2 points with 95% confidence. This research was conducted in partnership and under the supervision of market research company OnePoll.
Regarding fees and charges, American Express® Gold Card Please see this page.
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